In its initial stage, Namiri will offer customers a range of basic but essential banking features.
Over time, the bank will grow and the customer base will increase.

We make use of this and utilise the latest technologies to implement a range of innovative and
ground-breaking facilities and features.




  • Personal banking customers will be able to open standard accounts, premium accounts or savings accounts.
  • We will offer low interest loans and overdrafts based on a person's profile, transactional history and behaviour whilst using Namiri.
  • We will provide business accounts for SMEs with loan and overdraft facilities as well as offer introduction services to other global businesses.
  • Interface to other banks for payments and bank-to-bank transfers.
  • The ability to open an account within minutes.
  • A well-designed, frictionless app based on the behaviour of the customer.
  • Free international payments.
  • Debit and credit card facilities with Mastercard and Visa.
  • Interface to mobile payments systems like M-Pesa, World Remit, TransferWise and Western Union.
  • The ability to pay bills, such as water, electricity, local authorities and tax.
  • Interface to telco for local currency payments such as Econet.
  • Money management and responsible banking advice utilising advanced AI.


  • Money exchange into quoted currencies, subject to governments regulations.
  • The ability to convert money into crypto currencies such as Bitcoin, Litecoin, Ethereum, Bitcoin Cash and XRP.
  • Budgeting tools like monthly spending limits and saving vaults from salary payments.
  • Free UK and EURO IBAN account, with the ability to spend in over 150 currencies at the interbank exchange rate.
  • Property finance such as mortgages.
  • Insurance services.
  • Prepaid Mastercard and Visa cards.
  • Facial recognition and voice recognition.
  • The facilitation of peer-to-peer lending, with approval from the regulators.
  • Crowd funding facilities to raise money for charitable causes.
  • Social mobility assistance through technology training services, business learning and gamification.
  • Increase African representation in the Fintech world.

Please get in touch to find out more about Namiri and our digital bank for Africa.




Using The Latest Technology To Deliver Optimal Service


We are business people from the diaspora with extensive experience in banking and a passion for impactful business practices. We are technology innovators and work best when building behaviour driven cloud-based applications from first principles using exciting technologies such as AI and blockchain.

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